Terms Of Use Disclaimer and Conditions

Welcome to the Kani Development Inc. site, RealTimeCustomers.com

These terms of use apply to all users of the Real Time Customers.com site or any of its products and copyrighted information. Real Time Customers.com is operated in the USA by Kani development Inc. for the sole purpose of training and development of today’s young entrepreneur to help them achieve their business dreams.

1. Your Agreement To Us
By accessing the information, products and services contained in our sites you agree to be bound by the terms and conditions of our Agreement. The terms and conditions of this Agreement may, from time to time, change. Upon each occasion that the terms and conditions of the Agreement change there will be a notification on our site for 60 days. By continuing to access the information, products and services contained in our sites you will have by doing so indicated that you have agreed to the terms and conditions prevailing from time to time.
1.1. What you agree to do you must use both sites in a responsible manner. If you are under 12 years of age, you must obtain a parent/guardian's consent prior to using any Kani development Inc. sites
1.2. What you must not do use Kani development Inc. sites
For any activities or post or transmit to or via any Kani development Inc. sites any information or materials which breach any laws or regulations, infringe a third party's rights, or are contrary to any relevant standards or codes;
1.3. Use Kani development Inc. sites in a way or post to or transmit to or via any Kani development Inc. sites any material which interferes with other users or defames, harasses, threatens, menaces, offends or restricts any person or which inhibits any other user from using or enjoying any Kani development Inc. sites
1.4. Use Kani development Inc. sites to send unsolicited electronic mail messages to anyone; Make any fraudulent or speculative enquiries, bookings, reservations or requests using Kani development Inc. sites;
1.5. Use any other persons or entity's name, username or password without written permission;
1.6. Post, or transmit via Kani development Inc. sites, any obscene, indecent, inflammatory or pornographic material or material that could give rise to civil or criminal proceedings;
1.7. Tamper with, hinder the operation of or make unauthorized modifications to Kani development Inc. sites;
1.8. Knowingly transmit any virus or other disabling feature to Kani development Inc. sites.
1.9. Attempt any of the above acts or permits another person to do any of the above acts.
1.10. Copy or use any material for the use of any other persons or persons (except for your own personal use) without written permission from Kani development Inc.

2.Third-Party Products, Services & Content
2.1 Some of the products, services and information used or offered for sale on Kani development Inc. sites may be with permission of third parties.
2.2 The third party products, services and information are not provided or endorsed by us and your legal relationship is with the third party supplier.
2.3 We have not checked the accuracy or completeness of the information or the suitability or quality of the products and services of any third parties. You must make your own enquiries with the relevant third party supplier direct before relying on the third party information or entering into a transaction in relation to the third party products and services supplied via Kani development Inc. sites. You should check with the third party supplier whether there are additional charges and terms, which may apply.
2.4 We may receive fees and/or commissions from third parties for goods and services of such third parties displayed or made available on Kani development Inc. sites or accessible through a hyperlink on Kani development Inc. sites. You acknowledge and consent to us receiving these fees.
2.5 All prices displayed and products and services offered for supply on any Kani development Inc. sites are subject to change without notice.

3. Not Advice
Where information of any type including financial, investment, money, general business, business content or news is displayed on Kani development Inc. sites, you acknowledge that Kani development Inc. and its associates are in no way responsible for the accuracy of the said information and are in no way providing or holding out as providing business, financial, investment, accounting or any form of professional advice.

The said information is provided for general use only as an educational help and is not guaranteed to be totally accurate or up to date. No guarantees are given that the information displayed on the sites is the most current to that day. The information provided does not purport to a be business, financial, investment, accounting or any form of professional advice and must not be viewed in any way whatsoever as a substitute for independent license professional advice.
You agree and acknowledge that any services provided on this site, (which may include but not be limited to the services of an insurance broker, mortgage lender, personal banking, business or other financial or professional services) (the "Services") is only an invitation for you to exchange information so that we or (where applicable) the relevant institution may determine whether it is to mutual advantage to do business with each other.

For example, any application for a loan or information disclosed by you in contemplation of applying for a loan is not to be construed as an offer by Kani development Inc. or the relevant institution that is capable of acceptance. Further, the state or country in which you reside or do business may have particular laws, which render the information provided inapplicable to your specific situation.
 Kani development Inc. sites are information providers only - they are not license advisers. Kani development Inc. sites are opened for professional advice in the discussion forum based on experience and know-how each member shares with each other. Kani development Inc. encourages all members to seek experience professional, when dealing with financial and legal business matters.

4. Confidentiality
The Internet is not completely secure and while Kani development Inc. sites use their best endeavors to ensure that your information remains confidential (including the use of advanced encryption technology) there remains a possibility that unauthorized persons could intercept information you provide. By accessing our site, you accept the terms of our privacy policy, which are displayed on all sites and incorporated herein.

5. Indemnity
You agree to indemnify us and our officers, employees, agents and related corporate from and against all actions, claims, suits, demands, damages, liabilities, costs or expenses arising out of or in any way connected to the use of any Kani development Inc. sites by you or anyone using your name and password.

6. Disclaimer & Limitation of Liability
 Kani development Inc. sites do not exclude any non-excludable rights but does exclude all other conditions and warranties implied by custom, law or statute. NOTE: Non-excludable Rights not effected. Notwithstanding any other provision contained herein nothing in this document shall be construed as removing or modifying the Non-excludable Rights.
 
Except as provided for by any Non-Excludable Rights:
All Kani development Inc. sites Content is provided "as is" and without warranties of any kind, either express or implied.

Kani development Inc. sites and its suppliers expressly disclaim all warranties of any kind including but not limited to implied warranties of merchantability and fitness for a particular purpose, Kani development Inc. sites does not warrant that the functions contained in any content or any communications facility or your access to any Kani development Inc. sites will be uninterrupted or error-free, that any defects will be corrected or that any Kani development Inc. sites or the server which stores and transmits content to you are free of viruses or any other harmful components, Kani development Inc. sites does not warrant or make any representation regarding your access to, or the results of your access to, any Kani development Inc. sites (including any related or linked websites) or any content in terms of correctness, accuracy, timeliness, completeness, reliability or otherwise, so you must seek professional advice for your own particular situation before relying on or modeling from any content posted on any Kani development Inc. sites. Kani development Inc. strongly recommends (without exception) that you obtain your own professional advice on all matters in every situation.

You (and not Kani development Inc.) will assume the full cost of any necessary verification, maintenance, repair and/or correction of any relevant content. Under no circumstances (including but not limited to any act or omission on the part of Kani development Inc.) will Kani development Inc. sites or its Affiliates be liable for any indirect, incidental, special and/or consequential damages or loss of profits whatsoever which may result from any use or access of, or any inability to use or access, any Kani development Inc. sites or for any content displayed or forwarded. You expressly acknowledge and agree that Kani development Inc. sites does not exert control over users of Kani development Inc. sites (including individuals referred to on Kani development Inc. sites as guests and experts) and is not liable for their opinions whatsoever or for their behavior including any information and/or advice and any defamatory statements or offensive conduct. To the fullest extent permitted by law, Kani development Inc. sites liability for breach of any implied warranty or condition, which cannot be excluded, is limited at the option of Kani development Inc. sites to the following:

• In the case of services supplied or offered by Kani development Inc. sites  (a) the supply of the services again, or (b) the payment of the cost of having services supplied again; and
• In the case of goods supplied or offered by Kani development Inc. sites (c) the replacement of the goods or the supply of equivalent goods, (d) the repair of such goods, (e) the payment of the cost of replacing the goods or acquiring equivalent goods, or (f) the payment of the cost of having the goods repaired.

7. Use of Your information & Material
When you send us any feedback, suggestions, ideas or other materials in relation to or via Kani development Inc. sites, you agree that we can use, reproduce, publish, modify, adapt and transmit them to others free of charge and without restriction, subject to our obligations in our Privacy Policy. You also agree that the copyright for that content, writing or material shall reside fully with Kani development Inc. sites.

8. Trademarks
All trademarks displayed or referenced on Kani development Inc. sites are trademarks of their respective owners and nothing contained within Kani development Inc. sites should be construed as granting any license or right of use of any trademark.

9. Goods & Services Tax, Sales Tax and other
If any of the above taxes is imposed on any supply made by us through Kani development Inc. sites, you must pay to us, in addition to any consideration payable or to be provided by you for this supply, an additional amount for the supply calculated by multiplying the prevailing tax rate by the consideration for the relevant supply.

10. Discussion forum
Any Kani development Inc. sites may contain electronic bulletin boards, chat rooms, discussion forums and other communication facilities, which provide for feedback by password protected user members to Kani development Inc. sites, real-time interaction between users (including individuals referred to as guests and experts) and other electronic messaging and notice services ("Communication Facilities").
It is a condition of your use of any Communication Facility and your access to any Kani development Inc. sites that you do not do any of the following:

• Restrict or inhibit any other user from using or enjoying any Forum;
• Post or transmit any unlawful, threatening, abusive, defamatory, obscene, vulgar, pornographic, profane or indecent information or material of any kind, including without limitation any transmissions constituting or encouraging conduct that would constitute a criminal offence, give rise to civil liability or otherwise violate any applicable law;
• Post or transmit copy any material of any kind which violates or infringes upon the rights of any other person, including material which is an invasion of any privacy or publicity rights or which is protected by copyright, trademark or any other proprietary right, or derivative works with respect thereto, without first obtaining permission from the owner or relevant right holder;
• Post or transmit any material of any kind which contains a virus or other harmful component;
• Post, transmit or in any way exploit any material of any kind for commercial purposes, or which contains any promotional material or advertising;
• Delete any author attributions, legal notices or proprietary designations or labels in any file that is uploaded; or
• Download any file posted by any other user of a Forum if you know, or reasonably ought to know, that the file cannot legally be distributed in such manner.

 Kani development Inc. may from time to time monitor or review the contents of its discussion forum. While Kani development Inc. sites reserves its right to edit, refuse to post or to remove any information and/or materials (in whole or in part) that in Kani development Inc. sole discretion is in any way objectionable or in violation of any applicable law or the Terms of Use, Kani development Inc. sites has no obligation whatsoever to monitor any discussion forum or to edit, delete or refuse to post such contents, nor is Kani development Inc. sites responsible for any contents in any discussion forum, (including any information, comments and/or advice of any individual referred to as guest or expert whose statements on any Kani development Inc. sites are solely their own). You expressly acknowledge and agree that the discussion forum provides a means of membership private communications.
Kani development Inc. sites reserves the right to cooperate fully with any law enforcement authority in any jurisdiction in respect of any lawful direction or request to disclose the identity or other information in respect of anyone posting any materials which violate any applicable or relevant law.

11. Links to Third Party Web Sites, Advertising and eCommerce Offers
 Kani development Inc. sites may contain hyperlinks and other pointers to Internet websites operated by third parties. These linked websites are not under the control of Kani development Inc. sites, and Kani development Inc. is not responsible for the contents of any linked web or any hyperlink contained in a linked website. Kani development Inc. sites provides these hyperlinks to you as a convenience only, and the inclusion of any link does not imply any endorsement of the linked website by Kani development Inc. sites or its Affiliates. You link to any such website entirely at your own risk.
 Kani development Inc. sites may also contain third party advertisements (including banner ads, sponsorships and full page advertisements), which contain embedded hyperlinks, or which include referral buttons to websites operated by third parties or their licensees or contractors. All third party advertising (including referral buttons and embedded hyperlinks) is paid for by the relevant third party advertisers and are not recommendations or endorsements by Kani development Inc. sites or its Affiliates or their respective directors or employees.
You are referred to the relevant advertiser for all information regarding the advertiser and its products and/or services. In some instances, the advertisement will contain representations or offers by the third party advertiser which you can accept by linking to the advertiser's website and executing the relevant transaction. Such offers are not made by Kani development Inc. sites, and the third party advertiser is solely responsible to you for the delivery of any goods or services you purchase on the third party website.

12. Copyright & Restrictions on Content Usage
All information, text, material, graphics, software and advertisements ("Content") on all Kani development Inc. sites are Copyright © 2007 to Kani development Inc. group, its affiliates and/or licensors unless expressly indicated otherwise. The Content is for educational use only and protected by international copyright and trademark laws. Content on all Kani development Inc. sites is published in real-time, and you must not print, modify, copy, reproduce, republish, frame, upload to a third party, post, transmit or distribute this content in any way except as expressly provided for or expressly authorized in writing by Kani development Inc.
Strictly on the condition that you keep all Content intact and in the same form as presented on a Kani development Inc. sites (including without limitation all copyright, trademark and other proprietary notices and all advertisements), you may, using an industry-standard Web browser, print selected Content for your own personal educational, non-commercial use to a maximum of 10 pages per week unless expressly authorized in writing by Kani development Inc.
You must not use any Kani development Inc. sites or Content in any manner or for any purpose which is commercial, for profit or monetary gain, unlawful or in any manner which violates any right of Kani development Inc. sites or which is prohibited by the Terms of Use.

13. Content and Forms & Documents
Content provided by any Kani development Inc. sites is for educational purposes only, intended to inform and assist users to come to a better understanding of matters of business, finance, investment and commerce in general. All Forms, Documents and Business Letters displayed are for the purpose of education and should be used only as a framework or model from which users can design and develop their own actual forms and documents for their own particular situation under advice from their own professional adviser.

14. Resellers and Licensed Users of Content
All resellers and licensed users and their members and customers agree to be bound by the Terms of Use and Privacy Policy herein.

15. Traffic Flow
Response times and the ability to effect an on-line transaction vary with user demand. You agree not to hold Kani development Inc. sites (or, where applicable, any third party service provider) responsible for any inability to make an on-line transaction, or to access any site at any time.

16. Changes
We may vary any of these Terms of Use at any time. We will give notice of any variations to users of Kani development Inc. sites by posting the revised Terms of Use on the home page of the relevant Kani development Inc. sites. Your continued use after such notice will constitute acceptance of the variation.

17. Termination
If, in Kani development Inc. sites reasonable opinion, you breach any of these Terms of Use, we may suspend, terminate or limit your access to all Kani development Inc. sites effective immediately, but all restrictions imposed on you, and all disclaimers and limitations of liability as laid out in the Terms of Use will survive.

18. Passwords & Access Details
On registration as a paid member with any Kani development Inc. websites you will have your own confidential user name and password. It is your responsibility to keep these confidential and to notify Kani development Inc. sites as soon as you are aware that unauthorized persons have accessed any of these. Any password and access details provided are for the members use only. If the member gives any of these access tools to other persons they are responsible and have breach this agreement contract and take on any liability that may arise from those persons having unauthorized access.

19. General Matters
The laws of the States of United States govern this agreement and the parties irrevocably submit to the non-exclusive jurisdiction of the courts of United States and courts of appeal from them for determining any dispute concerning this agreement contract. If any of these Terms of Use are invalid or unenforceable, it will be struck out and the remaining terms will remain in force. If we do not act in relation to a breach by you of these Terms of Use, this does not waive our right to act with respect to subsequent or similar breaches.

20. Contact
Our contact details:

• Kani development Inc.
• Admin/Customer Support/Content/Global Contacts
• Email: info@freshx
• P.O.BOX 4266 SALINAS CA.93912.
• Ph: 800.924.9094 (Admin)  

21. Acknowledgements - Copyright Use
We acknowledge the use of some of the public material and information contained in some UK Government Web Sites for some regulatory sections of the Kani development Inc. sites web sites. These are for purposes of accuracy of material displayed.

22. Membership Acceptance & Cancellation
Membership to RealTimeCustomers.com is at the invitation and approval of Kani development Inc. Any applicant for membership may be refused membership at the sole discretion of Kani development Inc. without explanation or reasons given.
Any member found to have breached any of the Terms of Use or deemed by Kani development Inc. sites to have acted in a manner inconsistent with the objectives and standards of Kani development Inc. sites will, after 7 days notice to remedy such breach, have their membership terminated if such a breach is not remedied to the satisfaction of Kani development Inc.

• Some standard areas on Real Time Customers.Com are Membership - FREE upon signup. This FREE area provides access to limited areas of content, tools and solutions from Kani development Inc. sites.
• Roadmap to Success Club Membership - USA $ 117.50 - yearly Roadmap to Success Club Membership is the totally optional additional membership that provides unlimited and full access to extra premium material available to RealTimeCustomers.com club members. Roadmap to success Club members pay a single annual access fee which gives them access for 1 to 365 days (12 months) to additional exclusive premium content, documents, agreements and tools totally Free, or at substantial discounts. Roadmap to success Club access fee is USA $ 117.50 and may change from time to time. We except all major credit cards through our secure network for your convenience 

23. Refunds
In general no refunds are permitted to Roadmap to success Club members once they register and have unlimited access plus use the members discount facility. Nevertheless there may arise circumstances when part refunds may be considered to any member. Each situation will be considered on a case-by-case basis. Any refunds granted will be at the discretion of the Kani development Inc. management.

24. Free Use of articles
All articles noted as free may be freely distributed for non-commercial use by email, mail or print without cost. It may be displayed or given away free on your web site as long as it is linked back to www.realtimecustomers.com and not sold for payment or fee. You are not permitted to display more than 3 articles at a time on your website. This permission is granted also on condition that the article is not modified, altered, added to or changed in any way but displayed in its entirety with the copyright owner's website address www.realtimecustomers.com and copyright fully displayed.